8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime


The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

Personal Finance

How much car can I afford? How long will it take to pay off my credit cards? What payments will it take to pay off my credit cards?
Simple loan calculator How much can I borrow? What interest rate would I need?
How long would it take to pay off a loan? What are the effects of inflation? What would my payments be?
What is the future value of a dollar? Fixed Loan Scratchpad  

Investment Calculators

How can I save a million dollars? Investment yield calculator Present value calculator
Future value calculator Simple savings goal calculator Stock investment profit calculator
Stock basis cost scratchpad How much money could I save? What rate of return would I need?
How much would I need to start with? How much would I need to save each month? How long must I save for a major purchase?
How long will it take to double my money? What is the financial cost of dying? Asset Allocation
Insurance vs. Taxable Fund    

Home Finance

Is refinancing my loan a good idea? What would my payments be for a balloon loan? What would I save if I made monthly prepayments?
What would be my monthly prepayment? How much house can I qualify for? How much house can I afford?
Which fixed rate loan is better for me? What are my payments for a fixed rate loan? What are my payments for an adjustable rate loan?
Should I buy or rent my home? Which loan is better, fixed or adjustable? What is my mortgage payoff amount?
Could I use a consolidation loan? What would I save with bi-weekly mortgage payments? What effect do rates and down payments make?

Our History

Medisys EFCU was chartered in...


Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

Upcoming Holiday Hours 2017 - Please Read!

Please note these upcoming changes to our hours of operations for the holidays:

  • We will be CLOSED Thursday, November 23rd and Friday, November 24th for Thanksgiving.  Although we will be closed on Friday, any electronic transactions scheduled for that day, including payroll deductions and direct deposits, will still be processed.
  • We will be CLOSED Monday, December 25th for Christmas.
  • We will be CLOSED Monday, January 1, 2018 for New Year's Day.

Please plan accordingly.  Happy Holidays to all!

September 2017: Attention Account Holders! Be aware of faster payment processing!  PLEASE READ!

The payment processing system has been speeding up in the United States over the last year and as a result, transactions are posting to members' accounts more quickly.  In many cases, debit (withdrawal) transactions that you authorize are being presented to us for payment sooner than you may realize.  This process will be speeding up again starting this month with many transactions being presented to us the SAME DAY that you authorize them.  Please be aware of this and DO NOT AUTHORIZE payments from your account if you do not have the funds available to cover them.  This includes checks you may write and payments that you authorize either over the phone or online.  If the funds are not available, transactions will be returned for NSF and this incurs a fee (currently $25 for each occurrence).  

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

Blocks on Certain Countries for Debit Card Transactions *updated February 2017*

Due to high levels of fraud that have been reported internationally and in an effort to protect our members' accounts, we have blocked transactions originating from certain countries. The list of blocked countries is growing quickly, so please assume that the country you will be traveling to is blocked.  If you will be traveling internationally and would like to use your card, please let us know so we may assist you.

SonyPlaystation and GoogleMarketplace Blocked from all debit cards
Due to increasing losses associated with these two vendors, we have blocked them from all debit cards. If you have your Medisys EFCU debit card number stored with either of these vendors, you will need to use a different credit or debit card to continue using their services. We apologize for any inconvenience.