8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

Calculators

The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

Personal Finance

How much car can I afford? How long will it take to pay off my credit cards? What payments will it take to pay off my credit cards?
Simple loan calculator How much can I borrow? What interest rate would I need?
How long would it take to pay off a loan? What are the effects of inflation? What would my payments be?
What is the future value of a dollar? Fixed Loan Scratchpad  

Investment Calculators

How can I save a million dollars? Investment yield calculator Present value calculator
Future value calculator Simple savings goal calculator Stock investment profit calculator
Stock basis cost scratchpad How much money could I save? What rate of return would I need?
How much would I need to start with? How much would I need to save each month? How long must I save for a major purchase?
How long will it take to double my money? What is the financial cost of dying? Asset Allocation
Insurance vs. Taxable Fund    

Home Finance

Is refinancing my loan a good idea? What would my payments be for a balloon loan? What would I save if I made monthly prepayments?
What would be my monthly prepayment? How much house can I qualify for? How much house can I afford?
Which fixed rate loan is better for me? What are my payments for a fixed rate loan? What are my payments for an adjustable rate loan?
Should I buy or rent my home? Which loan is better, fixed or adjustable? What is my mortgage payoff amount?
Could I use a consolidation loan? What would I save with bi-weekly mortgage payments? What effect do rates and down payments make?

Our History

Medisys EFCU was chartered in...

Locations

Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

Are You in the Market for a New Car? Get PRE-APPROVED for an Auto Loan!

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.

 

Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

January, 2019: Sign up to do business with us electronically - Loans by eSign is here!

Great news!  We want to make it easier for you to do business with us and so we have implemented eSignatures.  

eSignatures allows members to use their smartphone, tablet, or PC to receive, review and sign off on documents.  We can help you with some of the items that we have been asking you to fax to us, like an address change, or a share withdrawal, and now we can also do loans by eSignature.  You can sign loan paperwork from wherever you are at any time of day that is convenient for you.  You won't have to come into the office if you don't want to!

Not using eSignatures yet?  Please call us at 718-206-8216 or send us an email to info@medisysefcu.org from your personal email account and we will send you the Electronic Document Delivery Agreement that we need to have in place.  Once that is completed, you'll be ready to go!

We look forward to improving your member experience with eSignatures!

2019 Early Closing schedule - Please Read!

We will be closing promptly at 3:45pm on the 4th Wednesday of each month for staff meetings.

In 2019, the dates will be:

                    June 26

July 24                  August 28

September 25      October 23

November 27       December 18th* 

(*3rd Wed of the month due to Christmas holiday)

 

Please plan accordingly for these early closing times!

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

Blocks on Certain Countries for Debit Card Transactions *updated February 2018*

Due to high levels of fraud that have been reported internationally and in an effort to protect our members' accounts, we have blocked transactions originating from certain countries. The list of blocked countries is growing quickly, so please assume that the country you will be traveling to is blocked.  If you will be traveling internationally and would like to use your card, please let us know so we may assist you.

SonyPlaystation and GoogleMarketplace Blocked from all debit cards
Due to increasing losses associated with these two vendors, we have blocked them from all debit cards. If you have your Medisys EFCU debit card number stored with either of these vendors, you will need to use a different credit or debit card to continue using their services. We apologize for any inconvenience.