Products & Services

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.

Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

Great news!  We want to make it easier for you to do business with us and so we have implemented eSignatures.  

eSignatures allows members to use their smartphone, tablet, or PC to receive, review and sign off on documents.  We can help you with some of the items that we have been asking you to fax to us, like an address change, or a share withdrawal, and now we can also do loans by eSignature.  You can sign loan paperwork from wherever you are at any time of day that is convenient for you.  You won't have to come into the office if you don't want to!

Not using eSignatures yet?  Please call us at 718-206-8216 or send us an email to info@medisysefcu.org from your personal email account and we will send you the Electronic Document Delivery Agreement that we need to have in place.  Once that is completed, you'll be ready to go!

We look forward to improving your member experience with eSignatures!

We will be closing promptly at 3:45pm on the 4th Wednesday of each month for staff meetings.

In 2019, the dates will be:

                    June 26

July 24                  August 28

September 25      October 23

November 27       December 18th* 

(*3rd Wed of the month due to Christmas holiday)

Please plan accordingly for these early closing times!

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

Due to high levels of fraud that have been reported internationally and in an effort to protect our members' accounts, we have blocked transactions originating from certain countries. The list of blocked countries is growing quickly, so please assume that the country you will be traveling to is blocked.  If you will be traveling internationally and would like to use your card, please let us know so we may assist you.