8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

Loan Rates Savings Rates Certificate Rates Service Fees

Effective as of: 06/01/2015
Share Secured: 4.00%
Personal Loans
As of 9/2/2014, there will be a $15 loan application fee charged. Also, $15 will be charged for any cosigners submitted
If your credit score is*:Your loan rate (APR) will be:
750 and over7.00%
Between 725 and 7499.00%
Between 700 and 72410.00%
Between 675 and 69913.00%
Between 650 and 67414.00%
Below 65015.00%
*we use Trans Union for all our credit reporting needs
New Automobile Loans
If your credit score is*:Your loan rate (APR) will be:
680 and over3.90%
Between 650 and 6795.90%
Between 625 and 6497.00%
Below 62511.5%
*we use Trans Union for all our credit reporting needs
Used Automobile Loans
If your credit score is*:Your loan rate (APR) will be:
680 and over5.50%
Between 650 and 6797.90%
Between 625 and 6499.90%
Below 62513.90%
*we use Trans Union for all our credit reporting needs
18% - please call for loan terms and conditions before applying

Our History

Medisys EFCU was chartered in...


Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

Flushing branch office closed for Summer: 6/16/17 - 9/14/17

The Flushing Hospital branch office will be closed for the Summer of 2017.  We will continue to be open on Thursdays up through and including June 15th and then will be closed.  We plan to reopen the office on Thursday, September 14th at 9:00am.


As always, our Jamaica Hospital office can accommodate all members from Monday through Friday (with late hours on Tuesdays and Thursdays).  Also, Virtual Branch, our online banking system, is available 24 hours a day via our website: www.MedisysEFCU.org.  If you have not enrolled already, please do so by clicking "Enter Here" on our home page and then following the prompts.


We apologize for any inconvenience, and look forward to reopening the office in September.

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

Blocks on Certain Countries for Debit Card Transactions *updated February 2017*

Due to high levels of fraud that have been reported internationally and in an effort to protect our members' accounts, we have blocked transactions originating from certain countries. The list of blocked countries is growing quickly, so please assume that the country you will be traveling to is blocked.  If you will be traveling internationally and would like to use your card, please let us know so we may assist you.

SonyPlaystation and GoogleMarketplace Blocked from all debit cards
Due to increasing losses associated with these two vendors, we have blocked them from all debit cards. If you have your Medisys EFCU debit card number stored with either of these vendors, you will need to use a different credit or debit card to continue using their services. We apologize for any inconvenience.

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