8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees

Effective as of: 12/21/2017
Transfer of funds to cover overdrafts$ 5.00
Dormant Account Fee$ 5.00 per month, after 12 months of inactivity
Replacement Debit Card$10.00
Loan Application Fee (as of 9/2/14)$15.00 (except Share Secured)
Loan Cosigner Application Fee (as of 9/2/14)$15.00 for any cosigner submitted
Account Research or Reconciliation Fee$50.00 per hour ($25.00 minimum)
Returned Share Draft or ACH item$25.00
Copy of Share Draft or Teller Check$ 3.00
Returned Deposit Item$25.00
Copy of Statement (not eStatement)$ 3.00
Unscheduled Club Withdrawal$15.00
Stop Payment (Teller Check)$20.00
Stop Payment (Member Share Draft)$15.00
Wire Transfer
wiring instructions can be found on the "Services" page
Debit Card Limits(per day)
10 transactions max, to a limit of:
$520 in cash withdrawals(including ATM fees)
$2,000 total Visa purchases
Box of checks for Share Draft (checking) accountapprox. $20.00 each box

Our History

Medisys EFCU was chartered in...


Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

10/30/18: Sign up to do business with us electronically!

Great news!  We want to make it easier for you to do business with us and so we are implementing eSignatures.  

eSignatures will allow members to use their smartphone, tablet, or PC to receive, review and sign off on documents.  Right now we are starting with some of the items that we have been asking you to fax to us, like an address change, or a share withdrawal, and in the near future we will be doing loans by eSignature.  You will be able to sign paperwork with us at any time of day that is convenient for you!

What do you need to do to get started with eSignatures? Please call us at 718-206-8216 or send us an email to info@medisysefcu.org from your personal email account and we will send you the Electronic Document Delivery Agreement that we need to have in place.  Once that is completed, you'll be ready to go!

We look forward to improving your member experience with eSignatures!

2018 Early Closing schedule - Please Read!

Beginning January, 2018 we will be closing promptly at 3:45pm on the 4th Wednesday of each month for staff meetings.


The remaining dates we will be closing early will be:

November 28       December 26


Please plan accordingly for these early closing times!

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

Blocks on Certain Countries for Debit Card Transactions *updated February 2018*

Due to high levels of fraud that have been reported internationally and in an effort to protect our members' accounts, we have blocked transactions originating from certain countries. The list of blocked countries is growing quickly, so please assume that the country you will be traveling to is blocked.  If you will be traveling internationally and would like to use your card, please let us know so we may assist you.

SonyPlaystation and GoogleMarketplace Blocked from all debit cards
Due to increasing losses associated with these two vendors, we have blocked them from all debit cards. If you have your Medisys EFCU debit card number stored with either of these vendors, you will need to use a different credit or debit card to continue using their services. We apologize for any inconvenience.

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