8900 Van Wyck Expressway
Jamaica, NY 11418
Phone: (718)206-8216

E- mail us Anytime

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Forms and Disclosures Loan Rates Savings Rates Certificate Rates Service Fees

Effective as of: 5/24/2019
Transfer of funds to cover overdrafts$ 5.00
Dormant Account Fee$ 5.00 per month, after 12 months of inactivity
Replacement Debit Card$10.00
Loan Application Fee (as of 9/2/14)$15.00 (except Share Secured)
Loan Cosigner Application Fee (as of 9/2/14)$15.00 for any cosigner submitted
Account Research or Reconciliation Fee$50.00 per hour ($25.00 minimum)
Returned Share Draft or ACH item$25.00
Copy of Share Draft or Teller Check$ 3.00
Returned Deposit Item$25.00
Copy of Statement (not eStatement)$ 3.00
Unscheduled Club Withdrawal$15.00
Stop Payment (Teller Check)$20.00
Stop Payment (Member Share Draft)$15.00
Fee for Loan by eSign$5.00 per borrower / cosigner (if applicable)
Pre-Approved Car Loan Application Fee$20.00
Wire Transfer
wiring instructions can be found on the "Services" page
Debit Card Limits(per day)
10 transactions max, to a limit of:
$520 in cash withdrawals(including ATM fees)
$2,000 total Visa purchases
Box of checks for Share Draft (checking) accountapprox. $20.00 each box

Our History

Medisys EFCU was chartered in...


Main Branch:
    Jamaica Hospital

Branch locations:     Flushing Hospital

What's New

2019 Holiday Hours - Please read!

Please note the upcoming changes to our normal schedule, and PLEASE PLAN ACCORDINGLY:


Wednesday, November 27th:  Staff meeting cancelled.  Flushing branch open 9am - 2:30pm; Jamaica branch open 9am - 4:30pm.

Thursday, November 28th and Friday, November 29th:  All branches CLOSED

Please note: On Friday, 11/29/19, electronic transactions, including Direct Deposit and Share Draft (Checking) clearing, will process as they normally do. 



Wednesday, December 25th:  All branches CLOSED.



Wednesday, January 1, 2020:  All branches CLOSED.

9/3/2019: Counterfeit Check Scam

If you are NOT a member of Medisys EFCU and have received a business check in the mail that appears to have been issued by us (Medisys Employees FCU, 8900 Van Wyck Expressway, Jamaica, NY 11418) chances are high that this is a fraudulent / counterfeit check.  Please do not deposit or try to cash these checks without calling us to confirm its legitimacy.  Our telephone number is 718-206-8216, and you can call us Monday - Friday, 9am - 4:30pm.


Are You in the Market for a New Car? Get PRE-APPROVED for an Auto Loan!

We now offer auto loan pre-approvals for members looking to purchase a new or used auto from a new car dealer.  Why should you consider getting pre-approved?

 * The loan paperwork will be almost completely finished before you even start shopping.

*  You will improve your negotiating power by having your financing already set up.

*  You will know your maximum loan amount so that you don’t get yourself into a loan that you really cannot afford.

*  You will know what your bi-weekly payment will be before committing to buying a car.

Buying a new car is fun and exciting, but at the same time it can be stressful.  We want to help you feel more comfortable and confident when you walk into the car dealer and we believe that getting pre-approved is a big step in that direction.


Please speak with anyone on staff for more details, and to learn about rates and terms and conditions.

2019 Early Closing schedule - Please Read!

We will be closing promptly at 3:45pm on the 4th Wednesday of each month for staff meetings.

In 2019, the dates will be:

October 23

November 27  - Cancelled - we will be open until 4:30pm    

December 18th* 

(*3rd Wed of the month due to Christmas holiday)


Please plan accordingly for these early closing times!

Visa Purchase Alerts

Medisys EFCU Visa Debit Card holders can now enroll their card in Visa Purchase Alerts in order to closely monitor their transaction activity.  When you sign up to receive Purchase Alerts, you will set up parameters and then receive an email and/or a text message when a qualifying transaction takes place. Purchase Alerts help you keep better track of your money and identify fraudulent transactions more quickly.  Triggers can include: dollar amount, international transactions, or card-absent transactions.  Sign up at Visa.com/PurchaseAlerts and start receiving alerts today!

Blocks on Certain Countries for Debit Card Transactions *updated February 2018*

Due to high levels of fraud that have been reported internationally and in an effort to protect our members' accounts, we have blocked transactions originating from certain countries. The list of blocked countries is growing quickly, so please assume that the country you will be traveling to is blocked.  If you will be traveling internationally and would like to use your card, please let us know so we may assist you.

SonyPlaystation and GoogleMarketplace Blocked from all debit cards
Due to increasing losses associated with these two vendors, we have blocked them from all debit cards. If you have your Medisys EFCU debit card number stored with either of these vendors, you will need to use a different credit or debit card to continue using their services. We apologize for any inconvenience.

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